What happens to me if I don’t participate and buy the mandated insurance coverage?

You will be penalized by the IRS when you file your taxes. It will be subject to a percentage of your income. It is written that in the first year it may be a low as $95. But this will be phased out very quickly over the next several years and a larger percentage will be assigned.

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“The thoughts and opinions expressed in this article are not to be taken as legal advice. The ACA changes on a daily basis and the material covered is a reflection of the author’s research into the bill on a given day. While every attempt is made to communicate with accuracy you should consult your lawyer or CPA for advice on how the ACA will affect you and your situation.”



Kathleen Mills

Kathleen is a creative and gifted therapist who has extensive experience in helping children, adolescents, and adults with a variety of issues.