Posts Tagged ‘Obamacare’
Who is exempt from the individual mandate, in other words who doesn’t have to purchase healthcare under Obamacare?
Exempt from the individual mandate: 1.) If you already enrolled in Medicaid you are considered a covered entity 2.) American Indians 3.) Prisoners 4.) Members of the Armed Services (they have Tricare) 5.) Certain Religious Groups – Amish, Christian Scientists, Quakers are exempt. Catholics/Protestants are not. 6.) If you don’t qualify for Medicaid but you…
Read MoreKnowing Your Healthcare Benefits
Your healthcare coverage is one of the most important benefits you’ll receive in your lifetime, and it’s an excellent idea to educate yourself on your plan when it comes to getting the most out of your money. Mental health or behavioral health care deals with a wide range of issues, from traditional counseling sessions to…
Read MoreWhat is an exchange?
In Section 1311: The “Exchange” is a place (online or store, similiar to the DMV) which will allow the individual to purchase the required healthcare insurance, as outlined in the Affordable Care Act. If you are not covered by your employer you will have to go through the exchange system to obtain health care insurance.…
Read MoreWhat does “subsidize” mean?
Subsidize is in reference to decreased expense allocations given to the individual (by the IRS) due to some hardship involved. The subsidy is PAID by the other taxpayers via the increase of their premiums. This is how Obamacare works; a huge increase of insurance premiums to help cover the Medicaid Expansion population and the exempt…
Read MoreWhat is “Medicaid Expansion” all about?
Previously and up until 2012, Medicaid was State operated which served it’s poverty and indigent, and was completely within each State’s jurisdiction to run in every way. But now, in the Obamacare law, it commanded each State be required to fulfill the EXPANSION obligation which raises to 133% over the poverty income (about $10,000). So,…
Read MoreI’ve heard that the Fed will “subsidize” my health insurance payments if I can’t afford them. Is that true? How will that be accomplished?
You are referring to the Medicaid Expansion portion and yes, there is an extension application you can download from healthcare.gov to request a waiver of sorts. However, you must be making under $100,000 to be considered for this. To learn more about the Patient Protection and Affordable Care Act visit: http://housedocs.house.gov/energycommerce/ppacacon.pdf. “The thoughts and…
Read MoreSome states are “opting out” of the Medicaid Expansion Program. What does that mean?
When SCOTUS heard the oral arguments in March 2012, one of the two major decisions SCOTUS had to decide was if the added cost that each state would automatically incur, a violation of the Constitution with respect to State Sovereignty. On June 28, 2013 SCOTUS ruled that, yes, the government can compel the individual to…
Read MoreIf the 10th amendment states that any subject not expressly covered in the constitution is a states-rights issue, why is the Federal government forcing me to buy health insurance?
SCOTUS ruled in favor of the individual mandate, which puts a kink in Amendment X. The only way to enforce Amendment X is for Congress to fully repeal Obamacare, or to defund Obamacare due to the current $6.5 Trillion current deficit. The de-fund bill was struck down by the Democrats in March 2013. However there…
Read MoreWhat does the timeline of events for the next 24 months for Obamacare?
On January 1, 2012, we have had multiple taxes go into effect: A payroll tax hike and 3.8 percent income tax increase. All medical devices tax began. In October, you will see the exchanges get setup and the online application for waivers; Medicaid employers dropping insurance coverage for their employees, and employers reducing 40 hours…
Read MoreWhy are the President, Vice-President, his cabinet and their families and all of congress exempt from having to comply with the Affordable Care Act?
Written into the Affordable Care Act, Obamacare excludes these groups along with seven other groups. For more information about the Patient Protection and Affordable Care Act, visit: http://housedocs.house.gov/energycommerce/ppacacon.pdf. “The thoughts and opinions expressed in this article are not to be taken as legal advice. The ACA changes on a daily basis and the material…
Read More