Marketing Your SMB

If your employer drops your healthcare insurance coverage and you have to buy your own plan, you would no longer be able to pay your premium with pre-tax dollars. Effective in 2014, if your employer stops offering coverage, you will be able to purchase a plan on the health insurance exchanges in October 2013 in…

These plans stopped in 2010, as per Obamacare. You can only buy these policies if you are under thirty. But it must be a qualified Catastrophic Coverage plan. If you purchase the Bronze Plan it will be the lowest premium of the four that are offered. To find out more about the Patient Protection and…

Catastrophic care is no longer accepted or viewed as being in compliance, unless you are under the age of 30 and then it has to be an approved Catastrophic Care policy. Information about the Patient Protection and Affordable Care Act can be found at:  http://housedocs.house.gov/energycommerce/ppacacon.pdf.   “The thoughts and opinions expressed in this article are…

Kathleen Sebelius, Secretary of HHS, has full control of who is writing, and what they are writing. HHS has complete and unfettered jurisdiction on what and who is writing the regulations. The 2600 page document is only a framework that was written and voted on before anyone was able to read it. A continuance of…

Exempt from the individual mandate: 1.) If you already enrolled in Medicaid you are considered a covered entity 2.) American Indians 3.) Prisoners 4.) Members of the Armed Services (they have Tricare) 5.) Certain Religious Groups – Amish, Christian Scientists, Quakers are exempt. Catholics/Protestants are not. 6.) If you don’t qualify for Medicaid but you…

In Section 1311: The “Exchange” is a place (online or store, similiar to the DMV) which will  allow the individual to purchase the required healthcare insurance, as outlined in the Affordable Care Act. If you are not covered by your employer you will have to go through the exchange system to obtain health care insurance.…

Subsidize is in reference to decreased expense allocations given to the individual (by the IRS) due to some hardship involved. The subsidy is PAID by the other taxpayers via the increase of their premiums. This is how Obamacare works; a huge increase of insurance premiums to help cover the Medicaid Expansion population and the exempt…

Previously and up until 2012, Medicaid was State operated which served it’s poverty and indigent, and was completely within each State’s jurisdiction to run in every way. But now, in the Obamacare law, it commanded each State be required to fulfill the EXPANSION obligation which raises to 133% over the poverty income (about $10,000). So,…

You are referring to the Medicaid Expansion portion and yes, there is an extension application you can download from healthcare.gov to request a waiver of sorts. However, you must be making under $100,000 to be considered for this. To learn more about the Patient Protection and Affordable Care Act visit: http://housedocs.house.gov/energycommerce/ppacacon.pdf.   “The thoughts and…