Healthy 24 year old male here, again. Will my rates be lower than most others, like they have been traditionally, or will they go up, and if so, why?

These plans stopped in 2010, as per Obamacare. You can only buy these policies if you are under thirty. But it must be a qualified Catastrophic Coverage plan. If you purchase the Bronze Plan it will be the lowest premium of the four that are offered.

To find out more about the Patient Protection and Affordable Care Act visit:


“The thoughts and opinions expressed in this article are not to be taken as legal advice. The ACA changes on a daily basis and the material covered is a reflection of the author’s research into the bill on a given day. While every attempt is made to communicate with accuracy you should consult your lawyer or CPA for advice on how the ACA will affect you and your situation.”



Kathleen Mills

Kathleen is a creative and gifted therapist who has extensive experience in helping children, adolescents, and adults with a variety of issues.