The HHS recently stated that health insurance premiums will indeed be going up, contrary to the rhetoric of the last 4 years. What if the Fed doesn’t have enough money allocated to subsidize payments for all of the people, like me, that can’t afford it?

There are a few concerns about this. One big factor is the reduction of Medicare for our Senior Citizens. The money was redistributed for the Medicaid Expansion. Also you may read about the “death panels” (IPAB) in Section 3403. The IPAB is specific to the Medicare reduction of services. A group of 15 on the Independent Payment Advisory Board. They will penalize hospitals and doctors if they treat beyond what is written, by HHS, or the IPAB.

Information about the Patient Protection and Affordable Care Act can be found at:


“The thoughts and opinions expressed in this article are not to be taken as legal advice. The ACA changes on a daily basis and the material covered is a reflection of the author’s research into the bill on a given day. While every attempt is made to communicate with accuracy you should consult your lawyer or CPA for advice on how the ACA will affect you and your situation.”




Kathleen Mills

Kathleen is a creative and gifted therapist who has extensive experience in helping children, adolescents, and adults with a variety of issues.