The ACA is requiring that a specific list of coverages be included in every policy that is sold. If every policy carries the same, additional coverages, how can the rates possibly go down?


They won’t go down, unless repealed in full and returned to the private sector. It’s a supply and demand event.

Read more about the Patient Protection and Affordable Care Act at:


“The thoughts and opinions expressed in this article are not to be taken as legal advice. The ACA changes on a daily basis and the material covered is a reflection of the author’s research into the bill on a given day. While every attempt is made to communicate with accuracy you should consult your lawyer or CPA for advice on how the ACA will affect you and your situation.”




Kathleen Mills

Kathleen is a creative and gifted therapist who has extensive experience in helping children, adolescents, and adults with a variety of issues.