Who is exempt from the individual mandate, in other words who doesn’t have to purchase healthcare under Obamacare?

Life Tree Counseling Kathleen Mills

Exempt from the individual mandate: 1.) If you already enrolled in Medicaid you are considered a covered entity 2.) American Indians 3.) Prisoners 4.) Members of the Armed Services (they have Tricare) 5.) Certain Religious Groups – Amish, Christian Scientists, Quakers are exempt. Catholics/Protestants are not. 6.) If you don’t qualify for Medicaid but you…

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Knowing Your Healthcare Benefits

Life Tree Counseling Kathleen Mills

Your healthcare coverage is one of the most important benefits you’ll receive in your lifetime, and it’s an excellent idea to educate yourself on your plan when it comes to getting the most out of your money.  Mental health or behavioral health care deals with a wide range of issues, from traditional counseling sessions to…

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What is an exchange?

Life Tree Counseling Kathleen Mills

In Section 1311: The “Exchange” is a place (online or store, similiar to the DMV) which will  allow the individual to purchase the required healthcare insurance, as outlined in the Affordable Care Act. If you are not covered by your employer you will have to go through the exchange system to obtain health care insurance.…

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What does “subsidize” mean?

Life Tree Counseling Kathleen Mills

Subsidize is in reference to decreased expense allocations given to the individual (by the IRS) due to some hardship involved. The subsidy is PAID by the other taxpayers via the increase of their premiums. This is how Obamacare works; a huge increase of insurance premiums to help cover the Medicaid Expansion population and the exempt…

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What is “Medicaid Expansion” all about?

Life Tree Counseling Kathleen Mills

Previously and up until 2012, Medicaid was State operated which served it’s poverty and indigent, and was completely within each State’s jurisdiction to run in every way. But now, in the Obamacare law, it commanded each State be required to fulfill the EXPANSION obligation which raises to 133% over the poverty income (about $10,000). So,…

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I’ve heard that the Fed will “subsidize” my health insurance payments if I can’t afford them. Is that true? How will that be accomplished?

Life Tree Counseling Kathleen Mills

You are referring to the Medicaid Expansion portion and yes, there is an extension application you can download from healthcare.gov to request a waiver of sorts. However, you must be making under $100,000 to be considered for this. To learn more about the Patient Protection and Affordable Care Act visit: http://housedocs.house.gov/energycommerce/ppacacon.pdf.   “The thoughts and…

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If the 10th amendment states that any subject not expressly covered in the constitution is a states-rights issue, why is the Federal government forcing me to buy health insurance?

Life Tree Counseling Kathleen Mills

SCOTUS ruled in favor of the individual mandate, which puts a kink in Amendment X. The only way to enforce Amendment X is for Congress to fully repeal Obamacare, or to defund Obamacare due to the current $6.5 Trillion current deficit. The de-fund bill was struck down by the Democrats in March 2013. However there…

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Why are the President, Vice-President, his cabinet and their families and all of congress exempt from having to comply with the Affordable Care Act?

Life Tree Counseling Kathleen Mills

Written into the Affordable Care Act, Obamacare excludes these groups along with seven other groups. For more information about the Patient Protection and Affordable Care Act, visit:  http://housedocs.house.gov/energycommerce/ppacacon.pdf.   “The thoughts and opinions expressed in this article are not to be taken as legal advice. The ACA changes on a daily basis and the material…

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